Three Retirement Buckets to Bail a Sinking Ship
With the recent market turbulence and events in Japan and Libya, you've seen an increase in client concerns as to what it means for their assets.
Why Everyone Should Do a Roth Conversion
Individual retirement accounts are probably the most pervasive yet least understood retirement account available.
More Boomer Fun With 401(k)s
The oldest of the boomer generation are now reaching that traditional mid-60 retirement age. The recent stock market woes have decimated retirement plan nest eggs....
Finding 'lost' retirement income
Was it really the lost decade? If we look at the S&P 500 as an example, it really was a losing proposition over those...
Work with boomer retirees that want to be helped
Today's investors are more knowledgeable, but it comes as a result of the information overload thrust in their faces each and every day. This barrage...
Roth conversion is not an investment decision
You have probably been inundated with endless advertisements and articles touting 2010 as a banner year for the financial advisory business. All of this is...
Roth IRA plus NUA equals danger
With all the buzz about Roth IRA conversions being free of income limits this year, a number of planning strategies have been put forth to...
A Roth conversion not motivated by tax savings
The upcoming calendar year will prove to be very busy for advisors. As we all know, the Roth conversion strategy is scheduled to become available...
What Monte Carlo is not telling your clients
1 Assumptions of Monte Carlo Simulation are referenced in article above, reported results are the expected value based upon five million trial simulations. Expected values...
A hard look at retirement income funds
The mutual fund industry is waking up to the boomer tsunami. New products offering targeted income and principal protection have emerged in the last few...