Too Much Annuity Talk, Too Little Action
When life insurance executives and annuity product managers gather at trade shows and retirement conferences, they talk about what can be done to entice more...
Forget Stocks, Buy and Hold Annuities Instead
At the Retirement Income Industry Association's spring conference, you could almost see Jeremy Siegel standing on his head. Almost... Siegel, author of "Stocks for the Long...
Finally, our 15 minutes of annuity fame
Annuities are getting noticed, for better or worse. In January, the president endorsed annuities, in principle, as a way to help retirees maintain their living...
Simplicity, Growth and the Smog-Free Immediate Variable Annuity
Like the all-electric automobile, the immediate variable annuity is a technology development that always lies just beyond the marketplace horizon. Ever popular with purists for...
What Color Is Your Retirement Zone?
Occasionally people come along who not only know their business, but can share what they know through clear writing and speaking.
The illusion of liquidity
Of the annuities from which advisors and clients can choose, variable annuities are still the most popular. Although the financial crisis forced issuers to boost...
The value of new (and flexible) income annuities
The income annuity used to be a straightforward if somewhat opaque gadget. You exchanged a chunk of money for a monthly or quarterly income stream...
SPIAs still ahead of their time
As we ate at our usual Chinese take-out spot not long ago, a fee-based advisor told me he was wrestling with his conscience. That says...