Mr. Dial is a managing director with Allianz Global Investors, which he joined in 2011. As Head of Retirement Strategy, he is responsible for overseeing the firm’s strategic planning for the US defined contribution channel. Mr. Dial has 25 years of investment-industry experience. He previously held senior-management positions with JPMorgan, Merrill Lynch and Ceridian. Mr. Dial is a co-inventor of the method and system for evaluating target-date funds, and is also credited with developing the target-date fund-category system commonly referred to as “to vs. through.” Mr. Dial has a B.S./B.A. in finance from the University of Central Florida and an M.B.A. from Rollins College.