Are Your Clients’ 401(k)s 'True Up' Plans?
Scheduling clients’ contributions carefully can make a big difference over time in a 401(k) account balance.
Double Taxation for Your Clients: The Highest Risk
The exposure comes when clients exercise non-qualified, granted company stock options—not incentive stock options.
Pension Plan Annuity Elections: Another Retirement Planning Gamble
Following up on the Social Security claiming "gamble," here's another complicated retirement income issue: deciding on the best pension payout.
Best Age to Start Claiming Social Security? It's Really a Gamble
All you have to do is Google the phrase “When is the best age to take Social Security?” and you’ll get endless advice on the perfect timing for taking Social Security, even though not one single advice-giver knows anything about you.
Best Age to Start Claiming Social Security? It’s Really a Gamble
It’s a hard question to answer, but one more question to ask yourself: When do you expect to die?
Retirement Planning's Hard Reality: Savings Trump Returns
Sorry, but pipe dreams and unicorns don’t actually exist, although the lottery is an option. I’m kidding about the lottery part.
Tax Law Changes Affecting Your Clients
Congress extended some tax breaks and made others permanent; here are the ones that might benefit individual clients.
Tax Advice for Business Owners: Allowed vs. Allowable Depreciation
As per the IRS, any depreciable asset has its basis adjusted for the allowed — or allowable — depreciation, regardless of the actual tax benefit received.
Who Wins the ‘Passive vs. Active’ Institutional Debate? Pt. 7: U.S. High Yield Bonds
When it comes to high-yield bonds, you'd be better off with an active strategy in mutual funds.
Who Wins the ‘Passive vs. Active’ Institutional Debate? Pt. 6: U.S. Intermediate-Term Bonds
No EM index funds met our criteria, so we jump to fixed income to see whether active or passive mutual funds make the grade.