Investment Advisor April 2004

Cover Story

  • Advantages of Traveling Overseas

    The yield to maturities of select sovereign bond yields. Country CompositeRating 6-Month 1-Year 3-Year 5-Year 10-Year Australia AAA NA5.365.365.555.62 New Zealand AAA5.455.475.525.675.78 Hungary A+12.6312.6211.239.998.71 Poland A-5.556.006.586.987.02 South Africa A8.008.478.95 9.23...

  • Funds That Travel the World

    Mutual Funds Assets($ mil.) 1-YearTotal Return* 3-YearTotal Return* MorningstarRatings Oppenheimer Intl. Bond OIBAX $98325.4017.305 Evergreen Intl. Bond ESICX $23917.9016.505 Del. Pooled Intl. Fixed Inc. Trust DPIFX $5317.3016.504 T....

  • Hybrid Aggressive Fund Sector Leaders

    Fund Stars TotalReturn StandardDeviation Exp.Ratio Max12(b)1 Max Front-End Load One-year annualized Green Century Balanced GCBLX 272.01%29.16%2.44%0.25%0.00% Markman Total Return MTRPX 357.0622.740.960.000.00 Generation Wave Growth GWGFX...

Features

  • New Heights

    Colleen Knopinski plans to celebrate her 50th birthday in a rather unusual place: Standing atop the snow-capped peak of Tanzania's majestic Mount Kilimanjaro, gazing out...

  • Colleen Knopinski

    Colleen Knopinski Lighthouse Financial, LLC 2995 A Center Green Street Boulder, Colorado 80301 Phone: 303-444-1818 colleenk@lighthousefinancial.biz www.lighthousefinancial.biz Year practice was founded: 1982 Year she joined the firm: 1995 Number of advisors in office:...

  • Typing Test

    Colleen Knopinski's firm administers the Kolbe and Caliper personality and work-style tests to all prospective employees. Why? "If you have people doing things that come...

  • A Climber Who's Grounded

    When she's not in the office or out hiking, Colleen Knopinski volunteers at a local resource center designed to help homeless people get connected to...

  • Leveling the Field

    Ah, technology! The hardware and software and Web applets you rely on for everything from contact management to portfolio reporting to compliance. Perhaps you're comfortable...

  • Best of Both Worlds

    Clients who want or need to increase their equity exposure these days may be unwilling or unable to follow the traditional paths. Some will resist...

  • Table 1: Matching Portfolios

    Sector ETF Conservative Aggressive S&P 500 Weight* Consumer Discretionary 5%11%11.0% Consumer Staples 10%11%11.7% Energy 22%4%5.9% Financials 12%23%20.8% Health Care 9%16%13.5% Industrials 11%6%10.6% Materials 10%6%2.8% Technology 0%20%21.1% Utilities 21%3%2.8% * Source: Ibbotson Associates, S&P 500...

  • Table 2: Adding International Equities, Bonds, and Cash

    Conservative Aggressive Consumer Discretionary 0.9%7.5% Consumer Staples 1.8%7.5% Energy 4.0%2.7% Financials 2.2%15.6% Health Care 1.6%10.9% Industrials 2.0%4.1% Materials 1.8%4.1% Technology 0%13.6% Utilities 3.8%2.0% International...

  • Clock Watching

    The buzz about high yield these days may leave you uncertain whether it's a good place for your clients to be. After posting a stunning...

  • No-Frills Income

    For some portfolio managers, it's all about the thrill of the hunt for an elusive, singular beast. They narrow down the universe of possible investments...

  • Franklin Federal Tax-Free Income Fund/A

    800-342-5236 o www.franklintempleton.com Ticker: FKTIX Managers: Team managed Manager's tenure: 17 yrs. Fund started: October 7, 1983 Min. initial investment: $1,000 Load (front-end): 4.25% 12(b)-1 fee: 0.09% Net assets: $6.6 billion P/E ratio:...

  • Taking Steps

    To answer questions about allegations of unethical practices involving Franklin Templeton, the company directs inquirers to a statement on the company's Web site (www.franklintempleton.com/retail/jsp_cm/home/MF_trading_practices.jsp). The...

  • About the Manager

    Sheila Amoroso is a senior vice president of Franklin Advisers, Inc. and co-director of Franklin's Municipal Bond Department. Amoroso also serves as a co-director of...

  • Buy Now, Save Later

    The mounting assets in 529 college savings plans are a telltale sign of their popularity: From $19.2 billion in assets at the beginning of 2003,...

Columns

  • Defining Your Role

    As an advisor trying to build a successful practice, you have a limited amount of time each day to accomplish a seemingly unlimited number of...

  • Keep Those New Clients Coming

    My five Ranger teammates and I were hunkered down on a mountain ridge near the Laotian border with an enemy base camp less than 500...

  • Building Credibility

    You may know how to service clients, but how do you get prospects' attention and draw them to you in the first place? Following is...

  • Yes, the Rich Are Different

    Chris Snyder is super-wealthy. He is an economist and an entrepreneur, and he hangs out with guys who have helped run Goldman, Sachs, AXA Financial,...

  • Surveys Say...

    While there is a handful of studies examining the behavior and preferences of mass-affluent individuals with wealth of $1 million to $5 million, much less...

  • Advisors Test Drive PCR

    So what do advisors think about PCR? Hillview Capital Advisors of Ardmore, Pennsylvania, is an advisory firm Chris Snyder referred me to as an example...

  • Let's Not Go There

    Someone recently mentioned to me that many of these columns focus on encouraging communication. I enjoy coaching financial professionals to draw out people's thoughts, feelings,...

  • Handle With Care

    Recently, I read an article in The Seattle Times about how each successive generation of parents has become more permissive in rearing their children. One...

  • Helping Hands

    When I first started my business, I hired an accountant who had an extremely competent bookkeeper. Working with this bookkeeper was always a pleasure. Unfortunately,...

  • The State of the Unions

    There's an uproar sweeping the country over gay marriage, stemming in part from a Massachusetts court decision, a rush of ceremonies in San Francisco, and...