As expected, 2013 was a tumultuous year for health insurance agents and consumers alike. For some, health insurance costs skyrocketed. For others, access to in-network care diminished. For all, questions about PPACA and the future of health care went unanswered. As we move into the year ahead, your clients will continue to have questions about what plan they should puchase, whether or not they should enroll through an exchange and how much they should be saving for health care costs in retirement. The data below may help you anticipate some of their queries.