In the last five years, 10 of the 20 largest writers of long-term care have left the market. John Hancock isn’t leaving the long-term care business, but it is asking each state to raise the premiums for existing customers by an average 40%. The exodus and rate hikes are due to a perfect storm of historically low interest rates, policy holders living longer, and policy holders not dropping coverage at the rates the insurance companies expected. Customers unable to afford the increases will drop their coverage and possibly look to Medicaid to pay for their care.
Your resource for news, research and analysis to help you deliver more effective outcomes to your clients.
ThinkAdvisor's TechCenter is an educational resource designed to give you a competitive edge by keeping you abreast of new tech innovations and need-to-know information that can be applied to your business.
A survey of advisors nationwide reveals how the use of ETFs is expanding and what factors are likely to further support this trend.
Simplify life for your clients with goals-based planning strategies
What your female clients need to know about long-term care.
How to use digital marketing to increase appointments.
Nov 02, 2017
Join this conversation as a panel of experts provides tips and best practices to optimize your tech resources for business growth.
Oct 25, 2017
Join this complimentary webcast to discover how to leave the impression that employee benefits is stodgy and sluggish in the past.
Sep 28, 2017
Women face unique retirement challenges. We can give you key considerations and strategies to help you optimize your female clients’ Social Security. In this webcast, you’ll...