The mandate allowing children to remain on their parents' plans until age 26 received little criticism when it was passed as part of PPACA last year. As more families take advantage of this option, employers are adjusting their plan offerings to fit, turning to "per participant" or "unitized" pricing, which ups an employee's payroll contribution by an average of 1 to 3 percent for additional enrolled dependents. It's a small percentage, based on the reality that college-aged kids are generally healthy. Employers seem to like this arrangement, which allows them to spread costs more fairly between employees and ensure that payments are more directly tied to how much a participant uses their insurance.
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Use this fact sheet to explain 3 key differences between Life Insurance and Roth IRAs to your clients.
Tools to help you survive in the post-DOL rule world.
The Perfect First Appointment from a $30 Million Producer
Jul 19, 2017
The first compliance deadline for the DOL’s fiduciary rule has kicked in … are you in compliance?
Jun 29, 2017
Join this complimentary webcast to dive into the imperative demand benefits professionals, employers, and HR representatives must meet when it comes to customizing benefits packages,...
Jun 28, 2017
Clients want to discuss health care costs in retirement. We can help break down options and costs so your clients can better prepare.